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Everything you need to know about Umbrella Insurance

Posted by on Oct 25, 2017 in Personal Insurance | 0 comments

An Umbrella Policy (AKA; Excess Liability Coverage) is essentially a secondary form of insurance.  It provides liability protection above your standard homeowner, auto or boat insurance.    The Umbrella Policy coverage can protect you from: Significant property damage or serious bodily injury liability: When your standard auto or homeowners insurance liability limits are exhausted, the umbrella policy will help cover the additional expenses. Landlord Liability: Coverage for a lawsuit filed by a tenant that sustained an...

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The Do’s and Don’ts of Choosing an Insurance Agent.

Posted by on May 23, 2017 in Independent Insurance Agency | 6 comments

DO determine what type of Insurance Agent you would like to work with.    I know what you’re thinking… Yes, there are different types of agents! You can work with a Captive Agent, also called a Direct Agent, or an Independent Agent. The Captive Agent works for only one company whose policies they sell.  For example, a State Farm Agent.    An Independent Insurance Agent represents a number of different carriers; so they have the ability to get multiple quotes.  This will ensure you get the best price...

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