Everything you need to know about Umbrella Insurance
An Umbrella Policy (AKA; Excess Liability Coverage) is essentially a secondary form of insurance. It provides liability protection above your standard homeowner, auto or boat insurance. The Umbrella Policy coverage can protect you from: Significant property damage or serious bodily injury liability: When your standard auto or homeowners insurance liability limits are exhausted, the umbrella policy will help cover the additional expenses. Landlord Liability: Coverage for a lawsuit filed by a tenant that sustained an...
read moreThe Do’s and Don’ts of Choosing an Insurance Agent.
DO determine what type of Insurance Agent you would like to work with. I know what you’re thinking… Yes, there are different types of agents! You can work with a Captive Agent, also called a Direct Agent, or an Independent Agent. The Captive Agent works for only one company whose policies they sell. For example, a State Farm Agent. An Independent Insurance Agent represents a number of different carriers; so they have the ability to get multiple quotes. This will ensure you get the best price...
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